City of Huntington Park


Homebuyer Program


  • Applicants who have resided in Huntington Park for at least one year shall be given priority over all other applicants.


  • You must occupy the property as your primary place of residence.


  • You must contribute three percent of the purchase price from your funds.


  • You must not have owned a home or been on the title of a home within the last three years.
  • You must complete a CalHome Approved Homebuyer Education Class.
  • The total gross annual income of the entire household must not exceed 80 percent of the Los Angeles County Area Median Income (AMI).
  • The maximum CalHome loan amount will be 40 percent of the Borrower’s purchase price for the property, or up to a maximum of $100,000.


  • The property must be located within the City of Huntington Park’s limits/boundaries.


  • The property may be a new or resale single-family detached unit, condominium, townhouse, or manufactured home on a permanent foundation.


  • The purchase price may not exceed $650,000, subject to periodic adjustments.
  • The property must be occupied by the seller/owner and must not have been vacated within the previous 30 days.


  • Occupancy Ratio: No more than 1.5 people per living space (including bedrooms, living room, family room, den/study).


  • You must obtain fire and casualty insurance, including flood insurance when applicable, covering the replacement value of property improvements.


  • No monthly payments are required.


  • Principal and interest payments shall be deferred for the term of the CalHome Program Loan.


  • CalHome program Loans shall be secured by the property or leasehold interest, as applicable.

         Prohibited loans and terms:

  • Negative Amortization
  • Stated Income
  • Adjustable Rate Mortgage (ARM)
  • Interest-Only Loans
  • The Front-End Ratio cannot be below 20 percent or over 38 percent
  • The Back-End Ratio cannot be over 45 percent.


The City of Huntington Park has been awarded the CalHome Grant to assist individual first-time homebuyers through deferred-payment loans for down payment assistance and home rehabilitation.

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